Terms and Conditions
**Last updated:** 01/01/2026
1. Acceptance of Terms
By accessing or using this website and any products, services, content, or materials provided, including online courses (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not use the Services.
If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
2. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to use or purchase from the Services. By using the Services, you represent and warrant that you meet this requirement.
3. Accounts and Security
To access certain features, including paid courses, you may be required to create an account and provide certain information.
You agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your information as needed
- Keep your login credentials confidential
- Notify us immediately of any unauthorized use of your account
You are responsible for all activities that occur under your account, including any purchases made.
Sharing your login credentials with others or allowing multiple people to access paid course content through a single account is not permitted
4. Intellectual Property and Course License
Unless otherwise stated, all content, materials, and resources available through the Services, including but not limited to website content, course videos, audio, PDFs, downloads, workbooks, text, images, graphics, and logos (collectively, “Content”), are owned by or licensed to [Your Business Name] and are protected by copyright, trademark, and other intellectual property laws.
When you purchase a course, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content for your personal, non-commercial use only, subject to these Terms.
You agree that you will NOT:
- Copy, reproduce, distribute, publish, or exploit the Content for any commercial purpose
- Share, transfer, sell, or resell your access to any course or the Services
- Upload, post, or otherwise make any Content available on any other website, platform, or file-sharing service
- Remove any copyright, trademark, or proprietary notices from the Content
Any unauthorized use of the Content terminates the license granted to you under these Terms.
5. Payments, Billing, and Refunds
5.1 Pricing and Taxes
All prices are listed in [Currency] unless otherwise stated. We reserve the right to change prices at any time. You are responsible for any applicable taxes.
5.2 Billing Authorization
By providing a payment method and submitting an order, you:
- Represent that you are authorized to use that payment method
- Authorize us (and our third-party payment processors) to charge the full amount of your order, including any applicable taxes and fees
5.3 No Refunds for Digital Content
Because our courses and digital products provide immediate access to downloadable and viewable content that can be copied, **all sales are final and non-refundable**.
By purchasing any course or digital product, you acknowledge and agree that:
- You will receive instant access to the digital content upon purchase
- You will not be entitled to any refund, return, or credit for any reason, including but not limited to:
- You change your mind
- You decide the course is not suitable for you
- You fail to use or complete the course
- Any exceptions to this no-refund policy may be made solely at our discretion and do not create an obligation to offer refunds in the future
If any specific course or offer includes a different guarantee or refund policy, those specific terms will be clearly stated on the relevant sales page and will apply only to that offer.
6. Course Access and Modifications
We aim to provide ongoing access to purchased courses for as long as they are offered. However, we do not guarantee lifetime access.
We reserve the right, at our discretion and without prior notice, to:
- Modify, update, or remove course content
- Change the format, structure, or delivery of courses
- Suspend or discontinue any part of the Services
If we discontinue a course you have purchased, we will use reasonable efforts to provide notice in advance or provide an alternative, but we are not obligated to maintain any specific course, module, or lesson indefinitely.
We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.
7. User Conduct
You agree not to use the website or Services to:
- Violate any applicable local, state, national, or international law or regulation
- Infringe upon or violate the rights of others
- Harass, abuse, or harm another person
- Upload, transmit, or distribute any viruses, malware, or malicious code
- Attempt to gain unauthorized access to any other accounts, computer systems, or networks connected to the Services
- Interfere with or disrupt the integrity, security, or performance of the Services
We reserve the right to suspend or terminate your access to the Services, including course access, if we believe you are violating these Terms.
8. Third-Party Services and Links
The website and Services may contain links to third-party websites, products, or services that are not owned or controlled by us.
We are not responsible for:
- The content, privacy policies, or practices of any third-party websites or services
- Any loss or damage arising from your use of third-party resources
You access third-party sites at your own risk and should review their terms and privacy policies.
9. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the website, Services, and all Content (including courses) are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied.
We do not warrant that:
- The Services will be uninterrupted, secure, or error-free
- Any defects will be corrected
- The Content is accurate, complete, reliable, current, or suitable for your particular situation
Any reliance on the Services or Content is at your own risk.
10. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall [Your Business Name], its owners, officers, employees, contractors, or affiliates be liable for any:
- Indirect, incidental, special, consequential, or punitive damages
- Loss of profits, revenue, data, or goodwill arising out of or in connection with your use of, or inability to use, the website, Services, or Content, whether based on contract, tort, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.
To the extent any liability is found, our total liability for any claim arising out of or relating to the Services shall not exceed the amount you paid, if any, for the specific course or product giving rise to the claim in the three (3) months preceding the event.
11. Indemnification
You agree to indemnify, defend, and hold harmless Palmer Modern, LLC and its owners, officers, employees, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
- Your use of the website, Services, or Content
- Your violation of these Terms
- Your violation of any rights of a third party
12. Educational and Informational Purposes Only
The Content and Services, including all courses, are provided for educational and informational purposes only. Nothing on this website or in any course is intended as, or should be construed as:
- Legal, financial, tax, or medical advice
- A guarantee of results or outcomes
You are solely responsible for your decisions, actions, and results. You should consult with qualified professionals before making decisions related to your specific situation.
13. Results Not Guaranteed
Any examples, case studies, or testimonials are not to be interpreted as a promise or guarantee of results. Individual results will vary based on many factors, including your background, experience, actions, and market conditions.
14. Termination
We may suspend or terminate your access to the website or Services, including course access, at any time, without notice, if we believe you have violated these Terms or engaged in inappropriate, unlawful, or harmful behavior.
Upon termination:
- Your right to use the Services will immediately cease
- Any provisions of these Terms which by their nature should survive termination shall survive (including intellectual property, limitations of liability, indemnification, and governing law)
15. Changes to These Terms
We may update or modify these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page.
Your continued use of the website or Services after any changes indicates your acceptance of the updated Terms. If you do not agree with the changes, you must stop using the website and Services.
16. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles.
Any disputes arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Sarasota, Florida, and you consent to the personal jurisdiction of such courts.
17. Contact Information
If you have any questions about these Terms, contact us at:
Palmer Modern, LLC
5824 Bee Ridge Road
Email: [email protected]
Website: www.kindartclub.com
